Clinic-First Thinking
Every flow is designed for the real world of front-desk teams and providers — not lenders, not middlemen.
Private Beta — access by invitation
Built for clinics. Ready for partners.
We’re building financing that drives clinic growth — higher patient conversion, upfront payouts, and a seamless experience for lenders and providers alike.
Instant approvals
seconds
Payouts to clinics
upfront
Integrations
API-first
What we value
The principles that shape our product decisions and partnerships.
Built by people who get it
From lead generation to patient conversion, our team has worked across SaaS, fintech, digital marketing, and clinics — we’re building Luma to remove friction with simplicity and care.
SaaS & Product
We’ve shipped enterprise and SMB software — and bring that craft to clinical workflows.
Fintech & Risk
Experience across underwriting, payouts, and compliance — built for scale and auditability.
Healthcare
We’ve worked alongside providers and practice owners — we design for the day-to-day reality.
Our path forward
A focused roadmap — build the product with clinics, integrate lenders, then scale responsibly.
Q3 2025
MVP shipped
End-to-end provider and patient flows live in production — invite-only onboarding, quick approvals, and upfront clinic payouts.
Now
Private beta
Invite-only clinics using Luma for real patient flows. Tight feedback loop with providers.
In progress
Lender partnerships
Working with established lenders to enable instant decisions and higher approval coverage through one streamlined experience.
Coming soon
Public launch
Expanding beyond private beta with new integrations, automated lending decisions, and a patient experience built to scale nationwide.
Partner with Luma
Lenders and clinics: we’d love to connect. Ask about our APIs, private beta, and early integrations.